QuoteAgents.com allows you to compare auto insurance quotes from various insurance companies in the nation. We have helped save thousands of insureds across the nation find ways to save money on auto insurance We’ve asked these same customers to share their experience and provide tips to improve the process. Here are some helpful hints to make sure that you get the most out of your auto insurance comparison.
Getting a quick auto insurance comparison does not take as much information as you think. You have the option to be specific on the quote form or give enough info for a basic insurance quote with a more detailed follow up later. Provide the correct contact information in case an agent or insurance company needs to contact you in order to proceed with the insurance process. Basic information such as name, address, date of birth, motor vehicle driving history, number of drivers, names of other drivers, vehicles, and insurance coverage are a good start. You can be more specific and add a drivers license number, vehicle identification number, and sometimes social security number. Make sure to use your best judgment when passing information over the internet.
The whole reason for your auto insurance quote request is probably to save money. Insurance coverage limits and deductibles play a very big role in the price you pay. Although it’s not required to have this information handy, you will provide the insurance company and/or agent the information necessarily to provide a personal professional opinion. For example, you may accidentally request a quote for full coverage (liability, comprehensive and collision) but your current provider is only covering your vehicles liability. Your quoted rates will most likely be close to double of what your currently paying, thus giving you the wrong impression that you have a great auto premium already. When indeed that may not be the truth.
Although providing a drivers license number on the quote form will help the insurance company and/or agent be specific about your auto insurance rate quote, you may not prefer to share that information at this time. If this is the case, we suggest knowing as much as you can about your 3-5 year driving history including but not limited to: tickets, accidents, DUI’s, DWAI’s, suspensions, etc. Your driving history holds a huge percentage of your auto insurance premium.
Although many many companies provide instant insurance quotes, you still may receive a call or email from a company broker or agent. This is the part of the process that will allow you to take your insurance request to a formal auto insurance quote. If you receive a call and are working or don’t have time to speak, politely ask the agent to call you back or take their number to return the call at a later time. Most emails from companies contain a unsubscribe link if you prefer to no longer receive messages from that specific company or sender.
There are many factors that go into comparing auto insurance quotes. It’s best to take the time and make sure you receive as much information as possible during your searching. Chances are you will learn a great amount about insurance in general and your insurance policy, than before the process.